Baked Nachos with Ground Beef

Featured in: Pan & Oven Cooking

These baked nachos combine crispy tortilla chips with perfectly seasoned ground beef, a blend of melted cheddar and Monterey Jack cheese, and an array of fresh toppings including cherry tomatoes, black beans, jalapeños, and creamy avocado. Ready in just 30 minutes, this Tex-Mex favorite is ideal for game day gatherings, casual dinners, or any occasion that calls for shareable comfort food with bold, satisfying flavors.

Updated on Fri, 30 Jan 2026 14:56:00 GMT
Golden-brown baked nachos loaded with seasoned ground beef, melted cheddar, Monterey Jack, and vibrant fresh toppings. Save to Pinterest
Golden-brown baked nachos loaded with seasoned ground beef, melted cheddar, Monterey Jack, and vibrant fresh toppings. | tongsanchor.com

The smoke alarm went off halfway through my first attempt at nachos because I forgot cheese melts fast at high heat. My roommate opened every window while I frantically waved a dish towel, and we ended up eating slightly charred chips topped with bubbly cheddar that tasted better than it had any right to. That night taught me nachos are forgiving, fast, and always better when shared with someone who won't judge your kitchen chaos. Now I make them for game nights, last-minute dinners, and whenever I need something that feels like a celebration without the fuss.

I made these nachos for my sister's birthday one year when she asked for something easy and shareable. We piled the toppings high, passed around the baking sheet, and everyone built their perfect bite. She said it was better than going out, and I think she meant it because we've done nachos for her birthday three years running now.

Ingredients

  • Olive oil: Just enough to keep the onions from sticking and to add a hint of richness to the beef.
  • Ground beef: The savory base that soaks up all the spices and makes nachos feel hearty and satisfying.
  • Onion: Finely chopped so it melts into the beef and adds sweetness without overpowering.
  • Garlic: Minced fresh because the flavor is brighter and more pungent than anything from a jar.
  • Chili powder: Brings warmth and a hint of smokiness that defines Tex-Mex flavor.
  • Ground cumin: Earthy and slightly nutty, it deepens the beef mixture in a way you notice when it is missing.
  • Smoked paprika: Adds a subtle charred note that makes the beef taste like it spent time over a flame.
  • Salt and black pepper: Essential for balancing and bringing out every other flavor in the dish.
  • Tomato sauce: A quarter cup is enough to bind the spices and keep the beef moist without making it saucy.
  • Tortilla chips: Look for thick, sturdy ones that can handle the weight of toppings without turning to mush.
  • Cheddar cheese: Sharp and melty, it is the classic nacho cheese that everyone expects.
  • Monterey Jack cheese: Mild and creamy, it balances the cheddar and melts into smooth golden pools.
  • Cherry tomatoes: Diced small so they scatter evenly and add bursts of freshness.
  • Black beans: Drained and rinsed to remove the starchy liquid, they add protein and a creamy texture.
  • Black olives: Sliced thin for a briny, savory contrast to the richness of the cheese.
  • Jalapeños: Fresh or pickled depending on how much heat and tang you want.
  • Red onion: Finely diced for a sharp, crisp bite that cuts through the richness.
  • Cilantro: Chopped fresh and sprinkled on at the end for a bright, herbal finish.
  • Avocado: Diced just before serving so it stays green and creamy.
  • Sour cream: Cool and tangy, it balances the heat and richness of everything else.
  • Salsa: Your favorite kind, served on the side so everyone can control how much they want.

Instructions

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Preheat and Prep:
Set your oven to 400°F so it is fully hot when the nachos go in. This ensures the cheese melts evenly and the chips stay crisp on the edges.
Sauté the Aromatics:
Heat the olive oil in a skillet over medium heat, then add the onion and garlic. Stir them around for about two minutes until they soften and smell sweet and fragrant.
Brown the Beef:
Add the ground beef to the skillet and break it apart with a wooden spoon as it cooks. Keep stirring until no pink remains, about five minutes.
Season and Simmer:
Stir in the chili powder, cumin, smoked paprika, salt, and pepper, then pour in the tomato sauce. Let everything simmer together for two minutes so the flavors meld, then take the skillet off the heat.
Layer the Nachos:
Spread half the tortilla chips on a large baking sheet, then scatter half the beef mixture and half the cheeses over them. Repeat with the remaining chips, beef, and cheese so every layer gets love.
Bake Until Bubbly:
Slide the baking sheet into the oven and bake for eight to ten minutes. You will know they are ready when the cheese is melted, bubbling, and starting to turn golden in spots.
Add Fresh Toppings:
Pull the nachos out of the oven and immediately sprinkle on the cherry tomatoes, black beans, olives, jalapeños, and red onion. The residual heat will warm them slightly without cooking them.
Garnish and Serve:
Finish with cilantro and avocado, then serve the nachos hot with sour cream and salsa on the side. Grab a fork or just dive in with your hands.
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Cook complete meals by frying, sautéing, simmering, and boiling with easy nonstick cleanup every day.
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Oven-baked Tex-Mex nachos with bubbling cheese, black beans, jalapeños, and creamy avocado, served hot. Save to Pinterest
Oven-baked Tex-Mex nachos with bubbling cheese, black beans, jalapeños, and creamy avocado, served hot. | tongsanchor.com

One night I made nachos for a group of friends who could not agree on what to order. I put out every topping I had and let everyone build their own perfect plate from the big shared tray. It turned into one of those easy, laughing evenings where the food was just the excuse to gather.

Choosing the Right Chips

Thin, delicate chips will shatter under the weight of beef and cheese, so look for thick restaurant-style tortilla chips that can hold up. I learned this after serving nachos on flimsy chips that turned into a puddle of crumbs before anyone got a second bite. Yellow corn chips are traditional, but white corn or even blue corn chips work just as well. If you need gluten-free nachos, check the label because most tortilla chips are naturally gluten-free, but some brands add unexpected ingredients.

Making It Your Own

Ground turkey or chicken can replace the beef if you want something lighter, and the same seasonings will make them taste just as bold. For vegetarian nachos, skip the meat entirely and double the black beans, or add roasted vegetables like bell peppers and zucchini. If you love heat, swap Monterey Jack for pepper jack and add a drizzle of hot sauce before serving. I have also made breakfast nachos by replacing the beef with scrambled eggs and adding crumbled bacon, and they disappeared faster than the original version.

Serving and Storing

Nachos are best eaten straight from the oven while the cheese is still molten and the chips are crisp. If you have leftovers, store the components separately because reheating nachos turns them soggy. Keep the cooked beef in an airtight container in the fridge for up to three days, and you can reheat it in a skillet or microwave when you are ready to build a fresh batch.

  • Serve nachos on a large platter or baking sheet so everyone can reach in and grab their favorite bites.
  • Set out extra toppings like pickled jalapeños, hot sauce, or lime wedges for people to customize their plates.
  • Pair nachos with a cold beer, margarita, or sparkling water with lime for a casual, festive meal.
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Freshly baked nachos topped with tomatoes, olives, red onion, cilantro, and sour cream for sharing. Save to Pinterest
Freshly baked nachos topped with tomatoes, olives, red onion, cilantro, and sour cream for sharing. | tongsanchor.com

Nachos are the kind of dish that never feels like work, and they always feel like a celebration. Make them when you need something fast, shareable, and guaranteed to make everyone happy.

Recipe Questions & Answers

Can I make these nachos ahead of time?

You can prepare the seasoned ground beef mixture up to 2 days in advance and store it refrigerated. Assemble and bake the nachos fresh just before serving to keep the chips crispy and the cheese perfectly melted.

What type of tortilla chips work best?

Sturdy, restaurant-style tortilla chips work best as they hold up well under the weight of toppings and melted cheese without becoming soggy. Avoid thin chips that may break easily during baking.

How can I prevent soggy nachos?

Layer the chips, meat, and cheese in two stages rather than piling everything at once. Add fresh toppings like tomatoes, sour cream, and salsa only after baking, and serve immediately for maximum crispness.

What are good protein alternatives to ground beef?

Ground turkey, chicken, or pork work excellently with the same seasoning blend. For plant-based options, try seasoned black beans, pinto beans, or crumbled plant-based meat alternatives.

Can I make these nachos spicier?

Absolutely! Use pepper jack cheese instead of Monterey Jack, add extra jalapeños, include diced serrano peppers, or drizzle with hot sauce. You can also increase the chili powder in the beef mixture for more heat.

How do I store leftover nachos?

Nachos are best enjoyed fresh, but you can refrigerate leftovers in an airtight container for up to 1 day. Reheat in the oven at 350°F to help restore some crispness, though chips will be softer than when freshly made.

Baked Nachos with Ground Beef

Crispy chips loaded with seasoned beef, melted cheese, fresh tomatoes, jalapeños, beans, and creamy toppings.

Prep Time
15 min
Cook Time
15 min
Combined Time
30 min
Recipe by Wyatt Allen


Skill Level Easy

Cuisine Tex-Mex

Makes 4 Serves

Diet Preferences None specified

What You Need

Beef Mixture

01 1 tablespoon olive oil
02 1 pound ground beef
03 1 small onion, finely chopped
04 2 cloves garlic, minced
05 1 teaspoon chili powder
06 1/2 teaspoon ground cumin
07 1/2 teaspoon smoked paprika
08 1/2 teaspoon salt
09 1/4 teaspoon black pepper
10 1/4 cup tomato sauce

Nachos Base

01 8 ounces tortilla chips

Cheese

01 2 cups shredded cheddar cheese
02 1 cup shredded Monterey Jack cheese

Toppings

01 1 cup cherry tomatoes, diced
02 1/2 cup canned black beans, drained and rinsed
03 1/4 cup sliced black olives
04 1/4 cup sliced jalapeños, fresh or pickled
05 1/4 cup red onion, finely diced
06 1/4 cup fresh cilantro, chopped
07 1 avocado, diced
08 1/2 cup sour cream
09 1/2 cup salsa

How To Make It

Step 01

Preheat Oven: Preheat oven to 400 degrees Fahrenheit.

Step 02

Sauté Aromatics: Heat olive oil in a skillet over medium heat. Add onion and garlic; sauté for 2 minutes until fragrant.

Step 03

Brown Beef: Add ground beef and cook until fully browned, breaking apart with a spoon, approximately 5 minutes.

Step 04

Season Beef Mixture: Stir in chili powder, cumin, smoked paprika, salt, and pepper. Add tomato sauce and simmer for 2 minutes. Remove from heat.

Step 05

Layer Nachos: Arrange half the tortilla chips on a large baking sheet or oven-safe platter. Top with half the beef mixture and half the cheeses. Layer remaining chips, beef, and cheese.

Step 06

Bake Until Cheese Melts: Bake in the oven for 8 to 10 minutes until cheese is melted and bubbling.

Step 07

Add Fresh Toppings: Remove from oven and immediately sprinkle with cherry tomatoes, black beans, olives, jalapeños, and red onion.

Step 08

Garnish and Serve: Garnish with cilantro and avocado. Serve hot with sour cream and salsa on the side.

Equipment Needed

  • Large baking sheet or oven-safe platter
  • Skillet
  • Spatula or wooden spoon
  • Knife and cutting board

Allergy Info

Always check each component for allergens and reach out to a healthcare provider if you’re uncertain.
  • Contains dairy products including cheese and sour cream
  • May contain gluten unless tortilla chips are certified gluten-free
  • Contains nightshades including tomato, chili, and jalapeño

Nutrition Details (per serving)

These nutritional numbers are only for guidance and don't replace professional medical advice.
  • Calorie Count: 550
  • Fat content: 32 g
  • Carbohydrates: 38 g
  • Proteins: 28 g